Podcast

Dismantling Investor Prediction Syndrome

Join Margaret Wittkopp and Jim Rosetti in today’s episode they discuss the risks of investor prediction syndrome. Understanding how markets work, our biases, and the trendy DIY investing tools is a must for attaining your American Dream.

Highlights

(1:10) Listener’s Corner

(3:23) Putting chaos into perspective

(4:26) Predicting the future lies in the science of investing

(8:47) Defining investor prediction syndrome

(9:49) The pervasiveness of investor prediction syndrome

(11:35) The screens through which we see the world

(14:15) Financial coaching helps us to hear what we ‘need’ to know not just what we ‘want’ to know

(17:20) Putting yourself in a place to make empowered decisions

(18:04) Taking a back seat to investing can be financially unhealthy

(25:51) Two-day seminar provides an extraordinary financial education opportunity called the American Dream Experience (Event link)

 

 

Key Links:

Veritas Financial Services, LLC Website: http://veritasinvesting.com/

The Science of Investing

Join Margaret Wittkopp and Jim Rosetti in today’s episode, they discuss what is meant by the often-used phrase, the science of investing. A well-thought-out and proven investing strategy can provide great peace of mind around investing.

Highlights

(2:00) Exploring your purpose for money

(6:01) Defining the science of investing

(9:20) Empirically tested investment equation components

(15:00) Nobel prize and academically researched strategies coupled with Matson Money engineered portfolios and GIPS audited returns

(23:00) Two-day seminar provides an extraordinary financial education opportunity called the American Dream Experience (Event link)

 

 

Key Links:

Veritas Financial Services, LLC Website: http://veritasinvesting.com/

The Cost of Investing

In today’s episode, we take a closer look at the various costs of investing. Some costs are internal, some hidden and sometimes there is even the claim of no-cost (not true!) investing.  Join Margaret Wittkopp and Jim Rosetti in their discussion of fees, commissions and expenses of investing.

Highlights

(1:35) Selling financial products vs educating about financial services.

(4:05) Are you paying reasonable costs on your portfolio?

(7:39) Margie’s ‘aha’ moment moving from adviser to coach

(13:00) Cost of missing out on returns

(18:50) Overcoming greed in the financial industry

(14:45) Viewing money as a tool

(21:00) Finding a new way to invest, creating your American Dream (Event link)

(23:20) Empowered Investor Series – Zoom presentations (Calendar link)

(23:25) Wall Street Bullies vs Fiduciaries

 

Key Links:

Veritas Financial Services, LLC Website: http://veritasinvesting.com/

Gamification – Growing Wealth vs Gambling

In today’s episode, we take a closer look at growing wealth vs gambling or gaming. The addiction to games has crept into the investing world – what does that mean for responsible investing?.  Join Margaret Wittkopp and Jim Rosetti in their discussion as they explore passive vs aggressive investing and alternatives to gaming your financial future.

Highlights

(01:00) Listener’s Corner- Finding airtight confidence with money and your future

(3:27) The irresponsible investor

(6:11) Choosing your purpose and aligning your financial future, creating your American Dream (Event link)

(7:50) Gamification and investing

(10:55) Addiction and money

(14:45) Viewing money as a tool

(18:05) Financial education helps to align confidence and purpose of investing

(20:54) Active vs passive investing, a different view of the market

(25:00) Taking the guesswork out of investing

 

Key Links:

Veritas Financial Services, LLC Website: http://veritasinvesting.com/

Diversification – What is it, really?

Today’s episode discusses the definition of diversification in investing. Many people think that holding many stocks or bonds qualifies as diversity.  Join Margaret Wittkopp and Jim Rosetti in their discussion as they explore a more complex and accurate definition of diversity and its importance to your portfolio.

Highlights

(01:00) Listener’s Corner

(6:30) Harry Markowitz’s Modern Portfolio Theory – assembling a portfolio of assets so the expected return is maximized for a given level of risk

(8:12) What diversification is not…

(10:51) Market volatility can be advantageous

(11:35) Exchanging hope and uncertainty for one of confidence and abundance in investing

(13:43) Creating a complex, diversified portfolio

(16:57) Stewardship and putting your wealth to work

(20:00) Diversification, newly defined

(23:48) Fiduciaries consider rebalancing as an important activity

(24:56) Invitation to American Dream Experience Special Introduction (Event link)

 

Key Links:

Veritas Financial Services, LLC Website: http://veritasinvesting.com/

How Being Human Can Get in the Way of Investing

Today’s episode discusses the human factor of investing.  Stories shape much of our lives.  Finding truths can uncover new ideas and new empowerment. The questions we ask can determine the successes in our lives. Join Margaret Wittkopp and Jim Rosetti in their discussion of investing in your future by separating stories from truth.

Highlights

(01:23) Listener’s Corner:

(3:35) Veritas values

(6:59) Mind Over Money

(7:51) Investor Bias

(12:05) Differentiating story and realty

(13:39) Admitting you may be influenced by emotion over logic

(16:06) Investing time in financial education

(20:34) Portfolios built on proven academic principles and performance

(24:51) Invitation to American Dream Experience Special Introduction (Event link)

 

Key Links:

Veritas Financial Services, LLC Website: http://veritasinvesting.com/

Academic Principles for Investing (August 2, 2021)

Today’s episode discusses the Academic Principles of Investing. What are they? Why Are They Critically Important to Your Investment Portfolio? How is this philosophy of investing different from typical retail investing? Join Margaret Wittkopp and Jim Rosetti in their discussion on the academic principles of investing.

Highlights

(02:00) Listener’s Corner

(10:00) Introducing the academic principles of investing

(11:36) Three Cornerstones: Efficient Market Hypothesis, Modern Portfolio Theory, and the 3 Factor Theory

(19:50) Remove speculation and measure when applying academic principles.

(21:22) MRI for your portfolio – a deep look into the possibilities

(23:17) Volatility can be good – it allows for rebalancing

 

Key Links:

Veritas Financial Services, LLC Website: http://veritasinvesting.com/

If I Were a Rich Man

After a long period of low inflation, there is talk of inflation increasing. In this conversation, we’ll take a historical look at inflation, what its effect is on different investments, and how you can best prepare for a period of increased prices. Join Margaret Wittkopp and Jim Rosetti in their discussion on inflation and investing.

Highlights

(02:27) Defining wealth

(03:31) Predicting the future

(11:17) Stock pIcking

(12:03) The value of sound academic method of investing

(16:42) Creating your own definition of wealth

(24:50) Disciplined saver living at or below their means

 

Key Links:

Veritas Financial Services, LLC Website: http://veritasinvesting.com/

Inflation Returns – It’s All a Matter of Perspective

Investing to grow wealth requires a good base of education

In this episode:

The investment industry is set up for its own success and not necessarily that of the investor. Join Margaret Wittkopp in this discussion about empowering investors with the right terminology, choosing the right investing professional, the importance of your connection to money, avoiding gambling with your investments, and much, much more, as Veritas kicks off a new version of their weekly podcasts.

Highlights

(04:20) Financial advisor vs financial coach

(07:00) The quandary of feeling like there is never enough money

(10:30) Conflicts of interest built into the investing industry

(14:00) Diversification is more complicated than generally believed

(15:10) The ‘no-talk’ rule of money

(20:50) Investing is a great way to grow wealth

(22:35) There is a better way to invest

Key Links

• Veritas Financial Services, LLC Website: http://veritasinvesting.com

• For questions, educational resources, or to sign up for the next American Dream Experience event, call the Veritas Office: (920) 893-5262

You can also get in touch with Margie directly via email at margaret.wittkopp@veritasinvesting.com